Whether online or on the high street, we can help keep your business selling
At NFU Mutual, we understand the unique risks retail businesses face. That’s why our insurance for shops and retailers will help to protect you, your employees, your business and assets. Our policy includes cover designed to protect a variety of retail trades – from florists to furniture stores, multi-sited grocers to garden centres and hairdressers to haberdashery.
Everything we do is rooted in our heritage as a mutual. This means that we don’t have shareholders to worry about. Instead, we’re able to prioritise keeping our customers’ best interests front and centre by delivering high-quality insurance covers, expert guidance and first-class service.
With over 280 agency offices across the UK, our network of NFU Mutual Agents offers a responsive and approachable service to support our business insurance customers when they need us most. With exclusive access to NFU Mutual products and services, plus carefully selected partners, our agents are able to provide protection for your retail business, including your employees, stock and premises. NFU Mutual Agents work in collaboration with a wider team of in-house experts – from claims and underwriting to expert consultants from NFU Mutual Risk Management Services Ltd., to help ensure your shop or retail business is properly protected.
Based on a deep understanding of our customers’ businesses, we aim to deliver sustainable value through the:
- Partnerships we build with retail businesses like yours. We’re proud that nine out of 10 business insurance customers renew with us each year.
- Quality and breadth of covers we offer. This can include covers such as employers’, public and product liability, and protection for property, contents and stock as well as legal expenses and deterioration of stock.
- Additional protection we can provide via expert third-party providers, such as cyber cover.
- Integrity of our business, and the first-class service we deliver. Personal service is at the heart of everything we do.
At NFU Mutual, we take the time to understand the unique needs of your retail business. We can help you choose the insurance and risk management solutions you need to help safeguard the future of your business, offering you peace of mind and allowing you to focus on growing your business and building resilience for the future.
What’s more, we reward customer loyalty. We pride ourselves on rewarding our loyal general insurance customers through mutual bonus. For over 20 years we’ve provided customers with a saving on the renewal premium of their policy. Plus, you won’t be surprised by any hidden fees, cancellation fees or mid-term adjustment fees, and we don’t charge extra to pay monthly by direct debit. That’s retailer insurance the NFU Mutual way.
To find out more, click here.
NFU Mutual – Closer To You. Closer To Your Business. Closer To What Matters.
The National Farmers Union Mutual Insurance Society Limited (No.111982). Registered in England. Registered office: Tiddington Road, Stratford-upon-Avon, Warwickshire CV37 7BJ. A member of the Association of British Insurers.






















