There are those providing essential services who continue to do vital, often stressful, work to keep the country running.

There are those, mostly working for businesses whose future was already in doubt before Covid-19 struck, who have very sadly lost their jobs.

And then there are those employees working for viable but non-essential businesses who have been furloughed under the government scheme.

Notwithstanding the exceptional, and very different, challenges facing the other two groups, it is those furloughed employees I want to focus on here.

Being on indefinite leave from a business is a state most people will never encounter during their careers.