What risks does Sunday trading bring?

While many retailers may initially regard an increase in Sunday trading hours as positive, the additional costs that accompany the change need to be taken into consideration.

While the most prominent outlay is that of employing additional staff, there are other financial considerations, such as the cost of enhanced insurance premiums to cover the additional business hours.

A further risk for businesses at the smaller end of the market is that large retail chains and supermarkets will take a chunk out of their Sunday trade.

Helen Grimberg, head of corporate at risk and insurance law business BLM, says: “Extending trading hours will no doubt result in an increased number of employees and customers on the premises, which will therefore incur a greater risk of accidents and potential insurance claims.”

It is essential that existing employees be considered first and foremost before retailers enforce new rules for Sunday trading hours.

Extending the working hours of employees – as opposed to employing additional staff – could lead to reduced staff satisfaction.

“Changes in contract terms and working practices arising from the legislation could lead to a hike in the number of employers’ liability claims for accidents and injuries incurred in the workplace,” says Grimberg.

Retailers must think about all the consequences of an increase in Sunday trading hours and make an informed decision based on whether the change in the legislation will help or hinder their business.


In association with Addleshaw Goddard